Emirates Islamic e-Savings Account

Online-only Wakala-based savings account from Emirates Islamic in AED or USD, opened and operated through online banking or the EI+ app. No minimum balance on the account itself (a fall-below fee applies if total relationship balance is under AED 3,000); unlimited withdrawals; no cheque book or ATM card. Standard expected profit rates are tiered from 0.50% p.a. (AED 5,000-50,000) to 1.50% p.a. (AED 25 million+), paid monthly on average balance; a limited-time promotion offers up to 6.00% p.a. on new additional deposits of AED 50,000+.