SME & Business Financing
Financing for small and medium enterprises from licensed lenders and platforms in Saudi Arabia — verified eligibility, costs and tenor only, with no approval guarantee.
Featured Products
3 products listed
ShariaLendo Invoice Financing is a Sharia-compliant, crowdfunded facility for Saudi SMEs that finances up to 80% of confirmed deferred-sales invoices issued to trusted entities, up to SAR 7.5 million, with no real-estate collateral required. Lendo states fees do not exceed 3%, that approvals may be issued and financing received within 48 hours, and requires a valid commercial registration, at least one year of operating history, and minimum annual revenue of SAR 2,000,000. The profit margin is determined by Lendo's credit study of the applicant.
- Min. annual revenue
- 2000000 SAR
- Collateral required
- No
- Sharia
Lendo Term Loans provide Saudi SMEs with Sharia-compliant, crowdfunded term financing of up to SAR 3 million over tenors of up to 24 months. Lendo lists management fees of 3% annually (4% for terms under 12 months), a minimum of one year in business, a valid commercial registration, a 12-month bank statement, and a promissory note as current requirements, with an average approval time of 48 hours. The profit margin is determined by Lendo's credit study; no real-estate collateral is taken.
- Admin fee
- 3%
- Collateral required
- No
ShariaSukuk Capital arranges sukuk issuances that let Saudi companies raise working-capital, project and asset-purchase financing of up to SAR 30 million from platform investors, with long-term tenors of up to 10 years. The platform states it sends a financing offer within 3 business days and disburses within 10 business days of complete data, charges an administrative fee of between 3% and 5% to the company, allows early settlement without additional fees, and takes a promissory note from the company and its owners (with real-estate mortgages or receivables assignment in some cases). Applicants must be companies (not sole establishments) with audited financial statements and a valid Saudi commercial registration.
No verified data available for this card yet.