
KFH Platinum Credit Card
· Credit Card
- Foreign-currency transaction fee
- Has an annual fee
Qrar360 Decision Brief
What is this product?
A credit card from Kuwait Finance House - Bahrain.
Who it may suit
- Reward points
- Airport lounge access
- Sharia-compliant
- People who need Sharia compliance
- Frequent travellers
Consider if
- You travel often and want travel perks
- You want rewards on everyday spend
- You prefer a Sharia-compliant product
May not suit
- People avoiding annual fees
Key facts
KFH Bahrain's Sharia-compliant Platinum Mastercard credit card. Annual membership fee BHD 15 + 10% VAT (BD 16.5), waived from the second year with BHD 1,500 spend in the previous year; minimum monthly income BHD 300. Pearl Rewards: 1.5 points per BHD on groceries, dining and foreign currency spend, 0.75 per BHD on local spend, transferable to airline programmes. Complimentary access to select airport lounges via Mastercard Travel Pass. Profit rate 2.99% per month (35.88% annual profit rate). Cash withdrawal fee 4% or BD 4.4, whichever is higher; international POS/e-commerce surcharge 3.30%. Supplementary cards are lifetime free. Apple Pay and BenefitPay supported; balance transfer at 0% profit over 6 instalments (BD 5 + VAT fee).
Product Analysis
- Annual fee: 16.5 BHD.
- Purchase APR: 35.88% — applies when a balance is carried.
- A minimum monthly salary of 300 BHD is required for eligibility.
- Foreign transaction fee: 3.3%.
Qrar360 Score for this productQ36078Sources & methodology
Why this score?
Coverage 85% · Confidence 90%Strongest verified factors
- Annual fee98% · weight 20
- Qrar360 data verification
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Availability by Country
- BahrainAvailable
Provided By
This product is provided by . For the institution's licenses and regulatory status, see its profile page.
Sources & verification
Verified facts on this page are linked to their official sources.
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Frequently asked questions
- Is KFH Platinum Credit Card Sharia-compliant?
- KFH Platinum Credit Card: Sharia-compliant.
- Does KFH Platinum Credit Card have an annual fee?
- Yes — the fee is 16.5 BHD.
- What is the minimum salary for KFH Platinum Credit Card?
- The minimum is 300 BHD.
- Which countries is KFH Platinum Credit Card available in?
- KFH Platinum Credit Card is available in: Bahrain.
- Does KFH Platinum Credit Card include airport lounge access?
- Yes — KFH Platinum Credit Card includes airport lounge access.
- Does KFH Platinum Credit Card offer rewards or cashback?
- Yes — KFH Platinum Credit Card offers a rewards programme.
- What is the foreign transaction fee for KFH Platinum Credit Card?
- The foreign transaction fee for KFH Platinum Credit Card is 330.00%.