Dream Credit Card
· Credit Card
- Foreign-currency transaction fee
- Has an annual fee
Qrar360 Decision Brief
What is this product?
A credit card from Riyad Bank.
Who it may suit
- Travel miles
- Airport lounge access
- Sharia-compliant
- People who need Sharia compliance
- Frequent travellers
Consider if
- You travel often and want travel perks
- You prefer a Sharia-compliant product
May not suit
- People avoiding annual fees
- People who carry a balance month to month
Key facts
A Sharia-compliant Mastercard credit card from Riyad Bank that lets cardholders choose their own travel loyalty partner (or two partners simultaneously — one domestic, one international). Travel partners include Etihad, flynas, Turkish Airlines, AirAsia, Air Arabia, Singapore Airlines, Radisson Rewards, and Almosafer. Includes unlimited complimentary access to over 1,300 airport lounges via Mastercard Travel Pass. Annual fee is SAR 1,300.
Product Analysis
- Annual fee: 1300 SAR.
- Purchase APR: 48.89% — applies when a balance is carried.
- Foreign transaction fee: 2%.
Qrar360 Score for this productQ36028Sources & methodology
Why this score?
Coverage 90% · Confidence 95%Strongest verified factors
- Qrar360 data verification100% · weight 15
- Airport lounge access100% · weight 10
- Annual fee
Compare this product
Compare it side by side with another product in the same category and market.
Similar products
Other products in this category
Bank Account
Riyad Bank
Riyad Bank
Riyad Bank
Riyad Bank
Money Transfer
Riyad Bank
Credit Card
Riyad Bank
Riyad Bank
Riyad Bank
Riyad Bank
Personal Loan
Riyad Bank
Availability by Country
- Saudi ArabiaAvailable
Provided By
This product is provided by . For the institution's licenses and regulatory status, see its profile page.
Sources & verification
Verified facts on this page are linked to their official sources.
This product appears in
Frequently asked questions
- Is Dream Credit Card Sharia-compliant?
- Dream Credit Card: Sharia-compliant.
- Does Dream Credit Card have an annual fee?
- Yes — the fee is 1,300 SAR.
- Which countries is Dream Credit Card available in?
- Dream Credit Card is available in: Saudi Arabia.
- Does Dream Credit Card include airport lounge access?
- Yes — Dream Credit Card includes airport lounge access.
- Does Dream Credit Card offer rewards or cashback?
- No — Dream Credit Card does not offer a rewards programme.
- What is the foreign transaction fee for Dream Credit Card?
- The foreign transaction fee for Dream Credit Card is 200.00%.

