Umlaty Multi-Currency Visa Credit Card
· Credit Card
- Foreign-currency transaction fee
- Has an annual fee
Qrar360 Decision Brief
What is this product?
A credit card from Saudi Awwal Bank.
Who it may suit
- Airport lounge access
- Sharia-compliant
- People who need Sharia compliance
- Frequent travellers
Consider if
- You travel often and want travel perks
- You prefer a Sharia-compliant product
May not suit
- People avoiding annual fees
Important conditions
- Foreign-currency transaction fee
Key facts
A multi-currency Visa credit card from Saudi Awwal Bank supporting up to 19 currencies across multiple wallets on a single card. Purchases in a wallet currency are debited from that wallet; purchases in other currencies are converted from the SAR wallet. Includes complimentary airport lounge access through the Visa Smart Delay programme when a flight is delayed by 60 minutes or more. Annual fee is SAR 86.25 (inclusive of 15% VAT), waived for SAB Premier and Private Banking customers.
Product Analysis
- Annual fee: 86.25 SAR.
- Foreign transaction fee: 2.3%.
Qrar360 Score for this productQ36061Sources & methodology
Why this score?
Coverage 70% · Confidence 90%Strongest verified factors
- Annual fee89% · weight 20
- Qrar360 data verification100% · weight 15
- Airport lounge access100% · weight 10
Weakest factors
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Availability by Country
- Saudi ArabiaAvailable
Provided By
This product is provided by . For the institution's licenses and regulatory status, see its profile page.
Sources & verification
Verified facts on this page are linked to their official sources.
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Frequently asked questions
- Is Umlaty Multi-Currency Visa Credit Card Sharia-compliant?
- Umlaty Multi-Currency Visa Credit Card: Sharia-compliant.
- Does Umlaty Multi-Currency Visa Credit Card have an annual fee?
- Yes — the fee is 86.25 SAR.
- Which countries is Umlaty Multi-Currency Visa Credit Card available in?
- Umlaty Multi-Currency Visa Credit Card is available in: Saudi Arabia.
- Does Umlaty Multi-Currency Visa Credit Card include airport lounge access?
- Yes — Umlaty Multi-Currency Visa Credit Card includes airport lounge access.
- Does Umlaty Multi-Currency Visa Credit Card offer rewards or cashback?
- No — Umlaty Multi-Currency Visa Credit Card does not offer a rewards programme.
- What is the foreign transaction fee for Umlaty Multi-Currency Visa Credit Card?
- The foreign transaction fee for Umlaty Multi-Currency Visa Credit Card is 230.00%.
