3% Cashback Credit Card
· Credit Card
- Foreign-currency transaction fee
- Has an annual fee
Qrar360 Decision Brief
What is this product?
A credit card from Sohar International.
Who it may suit
- Cashback on spending
- Airport lounge access
- Frequent travellers
- Everyday spenders who value cashback
Consider if
- You travel often and want travel perks
- You want rewards on everyday spend
May not suit
- People avoiding annual fees
- People who carry a balance month to month
Important conditions
Key facts
Sohar International's Visa 3% Cashback credit card: 3% cashback on eligible dining, fuel, groceries, education and entertainment spend in Oman, capped at OMR 15 per statement cycle and credited automatically every month (international, government and cash transactions excluded). Annual fee OMR 30, waived if OMR 2,400 is spent in one year; minimum salary OMR 400. Includes 6 free visits to 25 airport lounges, instalment plans up to 24 months and payWave contactless payments. Cash advance fee OMR 1 + 3%; late payment fee OMR 3 + 3% of the amount due. Finance charge on purchases 18% p.a. (salary transfer to Sohar International); minimum payment 5% or OMR 10.500, whichever is higher; foreign currency transaction processing fee 2.5% of the transaction amount + 5% VAT; first supplementary card free, additional cards OMR 30.
Product Analysis
- Annual fee: 30 OMR.
- Purchase APR: 18% — applies when a balance is carried.
- A minimum monthly salary of 400 OMR is required for eligibility.
- Foreign transaction fee: 2.5%.
Qrar360 Score for this productQ36089Sources & methodology
Why this score?
Coverage 90% · Confidence 90%Strongest verified factors
- Annual fee96% · weight 20
- Cashback available
Compare this product
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Availability by Country
- OmanAvailable
Provided By
This product is provided by . For the institution's licenses and regulatory status, see its profile page.
Sources & verification
Verified facts on this page are linked to their official sources.
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Frequently asked questions
- Does 3% Cashback Credit Card have an annual fee?
- Yes — the fee is 30 OMR.
- What is the minimum salary for 3% Cashback Credit Card?
- The minimum is 400 OMR.
- Which countries is 3% Cashback Credit Card available in?
- 3% Cashback Credit Card is available in: Oman.
- Does 3% Cashback Credit Card include airport lounge access?
- Yes — 3% Cashback Credit Card includes airport lounge access.
- Does 3% Cashback Credit Card offer rewards or cashback?
- Yes — 3% Cashback Credit Card offers a rewards programme.
- What is the foreign transaction fee for 3% Cashback Credit Card?
- The foreign transaction fee for 3% Cashback Credit Card is 250.00%.


