STC Bank Personal Finance

Fully Sharia-compliant, 100% digital personal finance from STC Bank for Saudis and expatriates, up to SAR 1.5 million with repayment of up to 60 months, instant approval and funds usually within 24 hours; no salary transfer required. Minimum salary SAR 3,000 (Saudis, government sector), SAR 5,000 (Saudis, private sector) or SAR 8,000 (expatriates); at least 3 months with an approved employer; maximum age 60 for employees and 67 for retirees. APR starts at 3.78%; illustrative examples: SAR 100,000 over 24 months at 4.82%, SAR 500,000 over 36 months at 4.44%, SAR 1.5 million over 60 months at 3.78%.