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Saudi Arabia · UAE · Kuwait · Qatar · Bahrain · Oman · Jordan · Egypt

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Financial Products

Financial Products

Browse the financial products tracked by Qrar360 — credit cards, bank accounts, investment accounts, and money transfer services — with no ranking or preference.

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Sharia Compliance

56 products

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Arab Bank

Personal Loan

Arab Bank Jordan's personal loan offers a competitive interest rate, tenors up to 8 years, a grace period of up to 45 days, no guarantor, top-up/refinance and loan buy-out options, and instalment postponement. A 'Cash to Cash' variant lends against local-currency fixed deposits (up to 100%) or USD/GBP/EUR deposits (up to 90%). Fees: 1% one-time granting fee; early settlement free if one year or less remains, otherwise 1%.

Cairo Amman Bank

Personal Loan

Cairo Amman Bank's personal loan for public and private sector employees, with repayment of up to 8 years (including a grace period of up to 3 months), fixed installment options, life insurance, refinancing and buyout of loans from other banks, joint loans, and a first-year annual fee rebate on a credit card. Applicants must be at least 18; the minimum net salary is JOD 342 for public sector and JOD 350 for private sector employees, the debt burden ratio may not exceed 50%, and salary transfer (or guarantees acceptable to the bank) is required, with granting without salary transfer possible under special conditions.

Jordan Ahli Bank

Personal Loan

Jordan Ahli Bank's personal loan offers cash financing up to JOD 100,000 repayable over up to 8 years (96 months), with interest starting at 7.49% on a declining basis, no guarantor, life insurance for the loan term, loan buy-outs and a first-year issuance-fee exemption on a credit card. Eligible borrowers are employees earning at least JOD 400 (public sector) or JOD 500 (private sector), or professionals/business owners, aged no more than 65 when the loan is granted.

Capital Bank

Personal Loan

Capital Bank's personal loan offers financing up to JOD 100,000 at reducing interest rates starting from 7.5%, repayable over up to 8 years, with a one-time loan commission of 1%, a commission-free loan buyout option, flexible top-ups and eligibility for a Capital Bank Visa credit card. Minimum monthly income is JOD 700 for employees of approved companies and JOD 1,000 for employees of non-approved companies. Per the bank's July 2026 fees table, early settlement is free when a year or less remains (1% otherwise) and life insurance fees are tiered by loan amount (JD 100–300).

Bank of Jordan

Personal Loan

Bank of Jordan's personal loan for salaried customers (public/private sector employees, retirees, military personnel and employees of international establishments) offers amounts up to JD 100,000 with tenors up to 96 months, installment postponement via BOJ Mobile or the call center, buyout of personal loans from other banks with a 1% commission exemption, a pre-approved credit card and life insurance. It is available to Jordanian nationals residing in Jordan aged at least 21, and salary transfer to BOJ is required. The bank's tariff page lists an announced personal-loan interest rate starting from 9.08% (example: JD 10,000 over 7 years at 9.08% with 1% commission, monthly payment JD 161); rates are set based on the overnight interbank rate. A current cashback campaign (until end of December 2026) applies to loans of at least JOD 10,000.

Jordan Kuwait Bank

Credit Card

Jordan Kuwait Bank's conventional MasterCard Platinum credit card, with an annual fee of JOD 75, a monthly interest rate of 1.5%, a 4% cash advance fee (minimum JOD 4), and a JOD 10 late payment fee.

Annual fee: 75 JOD
FX / foreign transaction fee: 3%

Arab Bank

Bank Account

Q360100

Digital opening

Reflect by Arab Bank is a fully digital current account opened in the Reflect app with a Jordanian national ID (or passport and proof of residency for non-Jordanian residents), a mobile number and a selfie. It has no account opening fees, no minimum or low-balance fees, a free Visa debit card with free delivery, zero commission at Arab Bank ATMs in Jordan, CliQ and IBAN transfers and in-app e-statements. Applicants must be 18 or older; joint accounts are not available.

Monthly fee: 0 JOD
Minimum balance: 0 JOD

Arab Bank

Bank Account

Q36099

Digital opening

Arab Bank Jordan's conventional retail current account, charging JOD 1 per month for balances below JOD 100 (except payroll accounts), with a dormant-account fee of JOD 2 per month (maximum JOD 6).

Monthly fee: 1 JOD
Minimum balance: 100 JOD

Bank of Jordan

Savings Account

Bank of Jordan's Sanabel savings account, a conventional savings program charging a JOD 25 fee for early program departure at the client's request, with balances below JOD 100 subject to a JOD 1 monthly minimum-balance fee under the bank's general low-balance-account policy.

Minimum balance: 100 JOD

Jordan Kuwait Bank

Savings Account

Jordan Kuwait Bank's standalone savings account for individual customers, openable in JOD or other currencies, with a free debit card and flexible deposits and withdrawals. Interest is 0.20% a year for JOD and 0.10% for other currencies, calculated on the monthly minimum balance and credited semi-annually. The minimum balance is JD 100; a JOD 1 monthly commission applies below that, the account holder must be over 18, and a dormant (frozen) account commission of JD 2 per month applies after two years without transactions.

Profit / return rate: 0.2%
Minimum balance: 100 JOD

HB

Housing Bank for Trade and Finance

Savings Account

Housing Bank's savings account lets individuals save with accrued interest added to the account, withdraw and deposit at any time, and enter the bank's savings-account prize draws. It includes a free debit card and access to electronic channels. Minimum account balance is JOD 100 (or equivalent in foreign currency); a JOD 1 monthly commission applies if the balance falls below JOD 100.

Minimum balance: 100 JOD

Cairo Amman Bank

Savings Account

Cairo Amman Bank's savings account for Jordanians and non-Jordanians, with withdrawals and deposits via ATMs and branches, a debit card, the possibility of a credit card with a flexible limit, online banking, SMS notifications and a free monthly e-statement, plus chances to win prizes. The product page states a yearly interest rate of up to 1%; the bank's deposit-rate bulletin (dated 2026-10-07) lists 0.10% for JOD savings accounts (both 0–10,000 and above 10,000), with interest calculated monthly on the lowest balance and credited at the end of June and December.

Profit / return rate: 0.1%

Jordan Islamic Bank

Savings Account

Sharia

Jordan Islamic Bank's Sharia-compliant savings account, charging a JOD 1 monthly minimum-balance fee for balances below JOD 100, an inactive-account fee of JOD 2 per month (maximum JOD 6), and JOD 0.5 monthly for electronic banking services.

Minimum balance: 100 JOD
Monthly fee: 0.5 JOD

Capital Bank

Savings Account

Capital Bank of Jordan's conventional savings account, requiring a minimum balance of JOD 100, below which a JOD 1 monthly fee applies.

Minimum balance: 100 JOD
Monthly fee: 1 JOD

Bank al Etihad

Savings Account

Q36087

Digital opening

Bank al Etihad's conventional savings account, opening with a minimum of JOD 100, paying 0.375% interest credited every six months, with no annual fees.

Profit / return rate: 0.375%
Minimum balance: 100 JOD

Arab Bank

Savings Account

Arab Bank Jordan's savings account can be opened in all major currencies; withdrawals are made at branches or with cards and the account is managed through Arabi Online, Arabi Mobile, ATMs and SMS. Minimum opening amount is JOD 200 (USD 1,000 equivalent for foreign currencies). A JD 1 monthly fee applies to balances below JD 100, and dormant accounts are charged JD 2 per month (maximum JD 6).

Minimum balance: 100 JOD

Jordan Islamic Bank

Credit Card

Sharia

Jordan Islamic Bank's Sharia-compliant Signature charge card (a pay-in-full model rather than revolving credit, consistent with the bank's Islamic finance mandate), with an issuance and renewal fee of JOD 70, a reissuance fee of JOD 15, and a foreign-currency ATM cash withdrawal fee of 2.5% on JIB ATMs.

Annual fee: 70 JOD
FX / foreign transaction fee: 2.5%

Safwa Islamic Bank

Savings Account

Sharia

Safwa Islamic Bank's Sharia-compliant Standard Savings Account, requiring a minimum opening balance of JOD 100 (a JOD 1 monthly fee applies below this), with quarterly Mudaraba-based profit calculation and a JOD 2 monthly dormant-account fee after two years of inactivity.

Minimum balance: 100 JOD
Monthly fee: 1 JOD

HB

Housing Bank for Trade and Finance

Credit Card

Rewards

Housing Bank's entry-level Visa Classic credit card offers a revolving credit limit, a grace period of up to 45 days on purchases, 0% interest purchase instalments, contactless payments and automatic enrolment in the Iskan Coins rewards programme. Primary card issuance/renewal fee is JOD 30 (supplementary JOD 15); monthly interest rate is 1.5% and cash advances cost 4% (minimum JOD 4).

Annual fee: 30 JOD
FX / foreign transaction fee: 3.5%

Arab Bank

Credit Card

Arab Bank Jordan's VISA Gold credit card offers local and global use for purchases, online shopping and ATM cash, supplementary cards, an interest-free grace period of up to 45 days on retail purchases when paid in full, contactless payments and Visa offers. Primary card issuance/renewal fee is JD 50 (supplementary JD 25); cash advances cost 4% (minimum JD 4) and foreign-currency transactions outside Jordan carry a 3% commission.

Annual fee: 50 JOD
FX / foreign transaction fee: 3%

HB

Housing Bank for Trade and Finance

Credit Card

Travel

Housing Bank's Visa Infinite credit card is its premium Visa card, with a grace period of up to 45 days, 0% interest purchase instalments, contactless payments, Iskan Coins rewards, personal assistant service, travel insurance and unlimited airport lounge access for the cardholder and one guest via the Visa Airport Companion app (after USD 5 of international spend within 90 days). Primary card issuance/renewal fee is JOD 150 (supplementary JOD 75); monthly interest rate is 1.5%.

Annual fee: 150 JOD
FX / foreign transaction fee: 3.5%

Capital Bank

Credit Card

Travel

Capital Bank's Visa Infinite Credit Card with a credit limit up to JOD 50,000, automatic enrolment in the Capital Rewards programme (points redeemable for cashback), 0% Easy Payment Plan instalments for up to 36 months at participating merchants, up to 15 complimentary airport lounge visits per year via the Visa Airport Companion app (subject to a minimum international spend in the prior 90 days), contactless payments and Apple Pay. Lounge visits cover the cardholder and one guest combined; benefits also include Visa Premium Concierge, Fast Track, multi-trip travel insurance, extended warranty, buyers protection and fraudulent card misuse protection. Annual renewal fee is JOD 150 (supplementary JOD 75), waived with annual purchases of JOD 6,000 (supplementary JOD 3,500); issuance is free for the first year. Interest on outstanding balances is 1.5% per month, foreign currency conversion fee is 3% (4% for EUR), and ATM cash advances cost 4% (minimum JOD 4).

Annual fee: 150 JOD
FX / foreign transaction fee: 3%

Arab Bank

Credit Card

Arab Bank Jordan's conventional Visa Platinum credit card, with an annual fee of JOD 75, a cash advance fee of 4% (minimum JOD 4), a JOD 10 late payment fee, and a JOD 10 over-limit fee.

Annual fee: 75 JOD

HB

Housing Bank for Trade and Finance

Credit Card

Travel

Housing Bank's Visa Platinum credit card offers a revolving credit limit, a grace period of up to 45 days on purchases, 0% interest purchase instalments, contactless payments, the Iskan Coins rewards programme and up to 6 airport lounge visits per year (after USD 30 of international spend within 90 days). Primary card issuance/renewal fee is JOD 80 (supplementary JOD 40); monthly interest rate is 1.5%.

Annual fee: 80 JOD
FX / foreign transaction fee: 3.5%

Personal Loan for Salaried Customers

Reflect Current Account

Retail Current Account

Sanabel Savings Account

Savings Account

Savings Account

Savings Account

Savings Account

Signature Charge Card

Standard Savings Account

Visa Classic Credit Card

VISA Gold Credit Card

Visa Infinite Card

Visa Infinite Credit Card

Visa Platinum Credit Card