Financial Products
Browse the financial products tracked by Qrar360 — credit cards, bank accounts, investment accounts, and money transfer services — with no ranking or preference.
71 products
- Q36089
CashbackSohar International's Visa 3% Cashback credit card: 3% cashback on eligible dining, fuel, groceries, education and entertainment spend in Oman, capped at OMR 15 per statement cycle and credited automatically every month (international, government and cash transactions excluded). Annual fee OMR 30, waived if OMR 2,400 is spent in one year; minimum salary OMR 400. Includes 6 free visits to 25 airport lounges, instalment plans up to 24 months and payWave contactless payments. Cash advance fee OMR 1 + 3%; late payment fee OMR 3 + 3% of the amount due. Finance charge on purchases 18% p.a. (salary transfer to Sohar International); minimum payment 5% or OMR 10.500, whichever is higher; foreign currency transaction processing fee 2.5% of the transaction amount + 5% VAT; first supplementary card free, additional cards OMR 30.
- Annual fee
- 30 OMR
- Minimum salary
- 400 OMR
- Purchase APR
- 18%
- FX / foreign transaction fee
- 2.5%
Bank Dhofar Al Heson Savings Account in Oman, a savings account offering interest on deposits. Specific interest rate, minimum balance, and eligibility are not disclosed on the official page reviewed and are left NULL.
No verified data available for this card yet.
- Q36086
TravelBank Muscat's conventional Al Jawhar Visa Platinum credit card, with a primary annual fee of OMR 42.000 (supplementary OMR 21.000), 18% p.a. purchase interest, a 3% (minimum OMR 3.000) cash advance fee, and a 2.5% foreign exchange markup on international transactions.
- Annual fee
- 42 OMR
- Minimum salary
- 1000 OMR
- Purchase APR
- 18%
- FX / foreign transaction fee
- 2.5%
- Digital opening
Bank Muscat's conventional Al Mazyona savings account, requiring a minimum daily balance of OMR 100 (below which a OMR 0.525 monthly fee applies, waived for salaries under OMR 500 or pension/government-support accounts), offering a flat interest option of 0.1% per annum on the average monthly balance.
- Profit / return rate
- 0.1%
- Minimum balance
- 100 OMR
- TravelSharia-compliant
Bank Muscat Asalah Visa Signature credit card in Oman, a Sharia-compliant card under the bank's Meethaq Islamic banking window at the Visa Signature tier. Specific annual fee and eligibility are not disclosed on the official page reviewed and are left NULL.
No verified data available for this card yet.
ShariaBank Nizwa's entry-level Sharia-compliant Mastercard credit card, based on Qard Hassan (profit-free credit). Credit limit up to OMR 1,500 based on salary or lien. Annual fee OMR 35 (charged in the first month) plus a monthly fee of OMR 6 that does not apply if the full outstanding amount is settled on the due date. Cash withdrawal fee OMR 3; 2.5% fee on transactions processed outside Oman. Supplementary cards for family are available (OMR 5 annual issuance fee).
- Annual fee
- 35 OMR
- FX / foreign transaction fee
- 2.5%
Bank Dhofar Basic WPS Savings Account in Oman, a savings account designed for workers under the Wage Protection System (WPS). Specific interest rate and eligibility are not disclosed on the official page reviewed and are left NULL.
No verified data available for this card yet.
Bank Muscat Children Account in Oman, designed to help parents save and manage finances for their children. Specific fees, minimum balance, and age eligibility are not disclosed on the official page reviewed and are left NULL.
No verified data available for this card yet.
Bank Dhofar Children Account in Oman for young savers. Specific fees, minimum balance, and age eligibility are not disclosed on the official page reviewed and are left NULL.
No verified data available for this card yet.
Oman Arab Bank's conventional Classic credit card, with a primary annual fee of OMR 31.500 (supplementary OMR 15.750), a monthly interest rate of 1.575%, a cash advance fee of 3.15% (minimum OMR 2.100), and a 2.5% foreign exchange fee on international and GCC transactions.
- Annual fee
- 31.5 OMR
- FX / foreign transaction fee
- 2.5%
Bank Muscat Current Account in Oman for everyday transactional banking. Specific fees, minimum balance, and eligibility are not disclosed on the official page reviewed and are left NULL.
No verified data available for this card yet.
National Bank of Oman's current account for Omani and expatriate individuals (and businesses), requiring a minimum average monthly balance of RO 200. Available in five currencies (OMR, AED, USD, GBP, EUR), with personalised chequebooks (25, 50 or 100 leaves), a debit card giving 24x7 access worldwide, no daily limit on branch deposits and withdrawals (ATM withdrawal limit RO 500 per day), free monthly statements and internet banking. Applicants must not appear on the Central Bank of Oman's Caution List.
- Minimum balance
- 200 OMR
Bank Dhofar Current Account in Oman for everyday transactional banking. Specific fees, minimum balance, and eligibility are not disclosed on the official page reviewed and are left NULL.
No verified data available for this card yet.
Oman Arab Bank's personal current account for day-to-day transactions with a cheque book facility, for individual Omanis and non-Omanis earning a minimum monthly salary of RO 500; joint accounts available. Includes an OAB Visa debit card (instantly issued in select branches), free 24-hour cash withdrawal and deposit at OAB ATMs, multiple currency options, free SMS banking and free e-statements. A charge of RO 0.525 per month applies if the monthly balance falls below RO 200 (SPF salaried customers and salary accounts under RO 500 are exempt).
- Monthly fee
- 0.525 OMR
- Minimum balance
- 200 OMR
- Sharia
Bank Nizwa's Sharia-compliant personal current account based on Qard Al Hasan, available in OMR, USD, GBP, EUR and AED, for any Omani citizen or resident (single or joint) above 18 years of age. Stated minimum balance RO 200 with no ledger fee charged if the balance falls below it. Unlimited transactions, instant debit card issuance (free for the first year), local and international remittances, cheque book, free e-statements and digital channels. Account closure within one year of opening costs RO 3.150 incl. VAT.
- Minimum balance
- 200 OMR
ahlibank's personal current account for daily banking, available to any Omani or expatriate with a salary assigned to ahlibank. Features a chequebook, access to funds from any ATM locally and worldwide, utility bill payments and mobile/internet banking, plus an overdraft facility. Per the schedule of charges, a fee of RO 0.525 (incl. VAT) applies if the balance is less than RO 200 per month (waived for pension/social-support accounts and accounts receiving a monthly salary under RO 500).
- Monthly fee
- 0.525 OMR
- Minimum balance
- 200 OMR
ShariaAlizz Islamic Bank's personal current account, opened in OMR under the bank's General Terms and Conditions governing Shari'a Compliant Accounts, with a minimum balance of OMR 200 and no charge if the balance falls below it. Debit cards (including supplementary cards) can be requested at account opening.
- Minimum balance
- 200 OMR
- Sharia
Shariah-compliant personal finance from Dhofar Islamic, the Islamic banking window of BankDhofar, provided against a Musharakah asset owned by the customer (villa, apartment, land or vehicle): the bank buys a share of the asset and leases it back, and the customer repurchases the bank's share through periodic payments. Finance up to OMR 100,000, tenure 1 to 10 years, up to 80% of asset value; minimum finance OMR 1,000. Can be used to buy out an existing personal or auto finance from another bank. Maximum debt burden ratio 50% (60% with Home Finance). Eligibility: Omani nationals or expatriates with their salary account at Dhofar Islamic.
Bank Muscat's instant personal loan applied for entirely through the Mobile Banking App, with no branch visit or paperwork. Maximum loan OMR 15,000 and maximum tenure 120 months; interest rate starting from 4.5% p.a. Loan amount is credited directly to the account, with credit life insurance issued by GIG Gulf Insurance. Eligibility: Omani customers working in Ministry, Government and quasi-government entities, aged 18 to 60, with a minimum monthly salary of OMR 250 credited to Bank Muscat for the last 3 consecutive months. Processing charge OMR 26.250 (incl. VAT); prepayment 1.05% of the amount prepaid.
- Instant
Musandam Exchange's remittance service offering instant electronic transfers to India (via Canara Bank/SBI IMPS and any-bank NEFT/RTGS), direct account credit to Bank of Ceylon accounts in Sri Lanka, and demand-draft delivery to banks or residences in India and Bangladesh.
- Processing time
- Yes
Bank Dhofar Expatriate Account in Oman, designed for expatriate residents to manage their banking needs. Specific fees, minimum balance, and eligibility are not disclosed on the official page reviewed and are left NULL.
No verified data available for this card yet.
Bank Muscat Floosi Account in Oman, a youth-oriented account designed for young customers to manage their money. Specific fees, minimum balance, and age eligibility are not disclosed on the official page reviewed and are left NULL.
No verified data available for this card yet.
Oman Arab Bank's Growth Account is an interest-paying transactional account with interest paid monthly, open to any individual Omani or non-Omani above 18 years old. Includes an OAB debit card (instantly issued in select branches), free 24-hour cash withdrawal and deposit at OAB ATMs, SMS banking and e-statements. The interest rate is not published on the product page.
No verified data available for this card yet.
Oman Arab Bank's High Yield account is a tier-based interest-bearing account that pays interest on the minimum monthly balance, with deposits starting from RO 1,000 and rates of up to 4.5% p.a. as the balance grows; additional deposits can be made at any time (T&C apply). The tier table is not published on the page.
No verified data available for this card yet.