ADCB 365 Cashback Credit Card
· Credit Card
- Foreign-currency transaction fee
- Has an annual fee
Qrar360 Decision Brief
What is this product?
A credit card from Abu Dhabi Commercial Bank.
Who it may suit
- Cashback on spending
- Everyday spenders who value cashback
Consider if
- You want rewards on everyday spend
May not suit
- People avoiding annual fees
- People who carry a balance month to month
Important conditions
- Foreign-currency transaction fee
- Has an annual fee
Facts not yet fully verified
Key facts
ADCB's 365 Cashback Platinum credit card. Per ADCB's Schedule of Fees (Sept 2026) the first year is free, then the annual fee is AED 383.25 (VAT inclusive) across segments. Finance charge 3.69% per month (APR 44.28%); 2.99% foreign currency margin; interest-free period 25-55 days. Product page: 6% cashback on dining, 5% on fuel & Salik and on digital entertainment/AI subscriptions, 3% on groceries, 1% on other retail spends (minimum AED 5,000 monthly spend, cap AED 1,000/month); AED 365 welcome bonus; minimum salary AED 5,000.
Product Analysis
- Annual fee: 383.25 AED.
- Purchase APR: 44.28% — applies when a balance is carried.
- A minimum monthly salary of 5000 AED is required for eligibility.
- Foreign transaction fee: 2.99%.
Qrar360 Score for this productQ36063Sources & methodology
Why this score?
Coverage 90% · Confidence 78%Strongest verified factors
- Cashback available100% · weight 15
- Qrar360 data verification
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Availability by Country
- United Arab EmiratesAvailable
Provided By
This product is provided by . For the institution's licenses and regulatory status, see its profile page.
Sources & verification
Verified facts on this page are linked to their official sources.
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Frequently asked questions
- Does ADCB 365 Cashback Credit Card have an annual fee?
- Yes — the fee is 383.25 AED.
- What is the minimum salary for ADCB 365 Cashback Credit Card?
- The minimum is 5,000 AED.
- Which countries is ADCB 365 Cashback Credit Card available in?
- ADCB 365 Cashback Credit Card is available in: United Arab Emirates.
- Does ADCB 365 Cashback Credit Card offer rewards or cashback?
- Yes — ADCB 365 Cashback Credit Card offers a rewards programme.
- What is the foreign transaction fee for ADCB 365 Cashback Credit Card?
- The foreign transaction fee for ADCB 365 Cashback Credit Card is 299.00%.
