ADCB TouchPoints Platinum Credit Card
· Credit Card
- Foreign-currency transaction fee
- Has an annual fee
Qrar360 Decision Brief
What is this product?
A credit card from Abu Dhabi Commercial Bank.
Who it may suit
- Reward points
- Airport lounge access
- Frequent travellers
Consider if
- You travel often and want travel perks
- You want rewards on everyday spend
May not suit
- People avoiding annual fees
- People who carry a balance month to month
Important conditions
- Foreign-currency transaction fee
Key facts
ADCB conventional Platinum credit card linked to TouchPoints, ADCB's loyalty programme. Per ADCB's Schedule of Fees (Sept 2026) the annual fee is first-year free, then AED 630 (Aspire), AED 315 (Privilege) or free (Excellency), VAT inclusive. Retail and cash finance charge 3.69% per month (APR 44.28%); 2.99% foreign currency margin; interest-free period 25-55 days. Product page: earn up to 1 TouchPoint per AED 1 (10,000 bonus points on AED 10,000 monthly spend); complimentary airport lounge visits; minimum salary AED 5,000; minimum age 18.
Product Analysis
- Annual fee: 630 AED.
- Purchase APR: 44.28% — applies when a balance is carried.
- A minimum monthly salary of 5000 AED is required for eligibility.
- Foreign transaction fee: 2.99%.
Qrar360 Score for this productQ36054Sources & methodology
Why this score?
Coverage 85% · Confidence 78%Strongest verified factors
- Qrar360 data verification100% · weight 15
- Rewards program available
Compare this product
Compare it side by side with another product in the same category and market.
Similar products
Other products in this category
Savings Account
Abu Dhabi Commercial Bank
Credit Card
Abu Dhabi Commercial Bank
Abu Dhabi Commercial Bank
Abu Dhabi Commercial Bank
Bank Account
Abu Dhabi Commercial Bank
Personal Loan
Abu Dhabi Commercial Bank
Availability by Country
- United Arab EmiratesAvailable
Provided By
This product is provided by . For the institution's licenses and regulatory status, see its profile page.
Sources & verification
Verified facts on this page are linked to their official sources.
This product appears in
Frequently asked questions
- Does ADCB TouchPoints Platinum Credit Card have an annual fee?
- Yes — the fee is 630 AED.
- What is the minimum salary for ADCB TouchPoints Platinum Credit Card?
- The minimum is 5,000 AED.
- Which countries is ADCB TouchPoints Platinum Credit Card available in?
- ADCB TouchPoints Platinum Credit Card is available in: United Arab Emirates.
- Does ADCB TouchPoints Platinum Credit Card include airport lounge access?
- Yes — ADCB TouchPoints Platinum Credit Card includes airport lounge access.
- Does ADCB TouchPoints Platinum Credit Card offer rewards or cashback?
- Yes — ADCB TouchPoints Platinum Credit Card offers a rewards programme.
- What is the foreign transaction fee for ADCB TouchPoints Platinum Credit Card?
- The foreign transaction fee for ADCB TouchPoints Platinum Credit Card is 299.00%.
