ADCB Traveller World Elite Credit Card

ADCB's Traveller World Elite credit card. Per ADCB's Schedule of Fees (Sept 2026) it carries 0% foreign currency transaction margin and 0% fee on AED transactions abroad (the scheme processing fee of about 1.15% still applies). Annual fee AED 1,575 (Aspire) or AED 787.50 (Privilege/Excellency), VAT inclusive. Finance charge 3.69% per month (APR 44.28%); interest-free period 25-55 days. Product page: 10% cashback on airline tickets and hotel stays, 1.5% on other domestic AED spends (min AED 5,000 monthly spend, cap AED 1,500/month); 0% foreign currency fees; AED 2,000 Expedia welcome voucher; 14 complimentary lounge visits; minimum salary AED 20,000.