ADCB TouchPoints Infinite Credit Card
· Credit Card
- Foreign-currency transaction fee
- Has an annual fee
Qrar360 Decision Brief
What is this product?
A credit card from Abu Dhabi Commercial Bank.
Who it may suit
- Reward points
- Airport lounge access
- Frequent travellers
Consider if
- You travel often and want travel perks
- You want rewards on everyday spend
May not suit
- People avoiding annual fees
- People who carry a balance month to month
Important conditions
- Foreign-currency transaction fee
Key facts
ADCB's premium Infinite credit card on the TouchPoints loyalty programme. Per ADCB's Schedule of Fees (Sept 2026) the annual fee is AED 1,050 for Aspire and Privilege customers and AED 525 for Excellency customers, VAT inclusive. Finance charge 3.69% per month (APR 44.28%); 2.99% foreign currency margin; interest-free period 25-55 days. Product page: earn up to 1.5 TouchPoints per AED 1; unlimited airport lounge access (1,200+ lounges, plus 1 guest); AED 1,200 Expedia stay voucher on paying the first-year fee; minimum salary AED 25,000; minimum age 18.
Product Analysis
- Annual fee: 1050 AED.
- Purchase APR: 44.28% — applies when a balance is carried.
- A minimum monthly salary of 25000 AED is required for eligibility.
- Foreign transaction fee: 2.99%.
Qrar360 Score for this productQ36041Sources & methodology
Why this score?
Coverage 85% · Confidence 78%Strongest verified factors
- Qrar360 data verification100% · weight 15
- Rewards program available
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Availability by Country
- United Arab EmiratesAvailable
Provided By
This product is provided by . For the institution's licenses and regulatory status, see its profile page.
Sources & verification
Verified facts on this page are linked to their official sources.
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Frequently asked questions
- Does ADCB TouchPoints Infinite Credit Card have an annual fee?
- Yes — the fee is 1,050 AED.
- What is the minimum salary for ADCB TouchPoints Infinite Credit Card?
- The minimum is 25,000 AED.
- Which countries is ADCB TouchPoints Infinite Credit Card available in?
- ADCB TouchPoints Infinite Credit Card is available in: United Arab Emirates.
- Does ADCB TouchPoints Infinite Credit Card include airport lounge access?
- Yes — ADCB TouchPoints Infinite Credit Card includes airport lounge access.
- Does ADCB TouchPoints Infinite Credit Card offer rewards or cashback?
- Yes — ADCB TouchPoints Infinite Credit Card offers a rewards programme.
- What is the foreign transaction fee for ADCB TouchPoints Infinite Credit Card?
- The foreign transaction fee for ADCB TouchPoints Infinite Credit Card is 299.00%.
